Skip to main content How FreeAgent stacks up against the competition
FreeAgent is jargon-free, easy to use and packed with useful features that could flip the script for your small business accounting. Here’s how it compares to other software.
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FreeAgent’s plans are tailored to give you everything you need to manage your business, so we’ve found the closest equivalent Xero package for comparison. Remember, with FreeAgent you’ll get 50% off for your first six months.
Pricing¹ Excluding promotions. All prices exclude 20% VAT. | FreeAgent | Xero Comprehensive |
|---|---|---|
| Limited company | £33/month | £47/month |
| Partnership or LLP | £27/month | £47/month |
| Sole trader | £19/month | £47/month |
| Free with NatWest, Royal Bank of Scotland & Ulster Bank business bank accounts² & Mettle bank accounts³ Optional add-ons may be chargeable. | | |
Features | ||
|---|---|---|
| Trustpilot rating | 4.7 | 3.7 |
| Mobile app | | |
| Tax Timeline | | |
| Cashflow forecasting | | |
| Invoicing & estimates | | |
| Payroll | | For 5 users |
| Submit VAT to HMRC | | |
| File your Self Assessment | | Accountants only |
| Payment integrations | | |
| UK-based support | Email, phone, and live chat | Email and live chat |
| Expenses | | |
| Mileage tracking | | For 5 users |
| Bills | | |
| Capture receipt and bill data | Includes 10 receipts and bills per month as standard | |
| Projects | | |
| Time tracking | | |
| Business insights with Radar | | |
| Smart bank categorisation | | |
| Multi-currency support | | |
¹ Pricing reflects total monthly costs as of 8th January 2025. Annual cost is calculated by multiplying the monthly price by 12, or using the annual billing price if available. Pricing may vary subject to discounted introductory rates. Pricing and feature list accurate as per Xero UK website on 8th January 2025.
² For as long as you retain your account.
³ You must process at least one transaction per month.
FreeAgent’s plans are tailored to give you everything you need to manage your business, so we’ve found the closest equivalent QuickBooks package for comparison. Remember, with FreeAgent you’ll get 50% off for your first six months.
Pricing¹ Excluding promotions. All prices exclude 20% VAT. | FreeAgent | QuickBooks Essentials |
|---|---|---|
| Limited company | £33/month | £33/month |
| Partnership or LLP | £27/month | £33/month |
| Sole trader | £19/month | £33/month |
| Free with NatWest, Royal Bank of Scotland & Ulster Bank business bank accounts² & Mettle bank accounts³ Optional add-ons may be chargeable. | | |
Features | ||
|---|---|---|
| Trustpilot rating | 4.7 | 4.5 |
| Mobile app | | |
| Tax Timeline | | VAT reminders only |
| Cashflow forecasting | | |
| Invoicing & estimates | | |
| Payroll | | Additional cost |
| Submit VAT to HMRC | | |
| File your Self Assessment | | Accountants only |
| Payment integrations | | |
| UK-based support | Email, phone, and live chat | Email, phone, and live chat |
| Expenses | | |
| Mileage tracking | | |
| Bills | | |
| Capture receipt and bill data | Includes 10 receipts and bills per month as standard | |
| Projects | | |
| Time tracking | | |
| Business insights with Radar | | |
| Smart bank categorisation | | |
| Multi-currency support | | |
¹ Pricing reflects total monthly costs as of 8th January 2025. Annual cost is calculated by multiplying the monthly price by 12, or using the annual billing price if available. Pricing may vary subject to discounted introductory rates. Pricing and feature list accurate as per Quickbooks UK website on 8th January 2025.
² For as long as you retain your account.
³ You must process at least one transaction per month.
FreeAgent’s plans are tailored to give you everything you need to manage your business, so we’ve found the closest equivalent Sage package for comparison. Remember, with FreeAgent you’ll get 50% off for your first six months.
Pricing¹ Excluding promotions. All prices exclude 20% VAT. | FreeAgent | Sage Accounting Standard |
|---|---|---|
| Limited company | £33/month | £30/month |
| Partnership or LLP | £27/month | £30/month |
| Sole trader | £19/month | £30/month |
| Free with NatWest, Royal Bank of Scotland & Ulster Bank business bank accounts² & Mettle bank accounts³ Optional add-ons may be chargeable. | | |
Features | ||
|---|---|---|
| Trustpilot rating | 4.7 | 4.4 |
| Mobile app | | |
| Tax Timeline | | |
| Cashflow forecasting | | |
| Invoicing & estimates | | |
| Payroll | | Additional cost |
| Submit VAT to HMRC | | |
| File your Self Assessment | | Accountants only |
| Payment integrations | | |
| UK-based support | Email, phone, and live chat | Email, phone, and live chat |
| Expenses | | |
| Mileage tracking | | |
| Bills | | |
| Capture receipt and bill data | Includes 10 receipts and bills per month as standard | |
| Projects | | |
| Time tracking | | |
| Business insights with Radar | | |
| Smart bank categorisation | | |
| Multi-currency support | | |
¹ Pricing reflects total monthly costs as of 8th January 2025. Annual cost is calculated by multiplying the monthly price by 12, or using the annual billing price if available. Pricing may vary subject to discounted introductory rates. Pricing and feature list accurate as per Sage UK website on 8th January 2025.
² For as long as you retain your account.
³ You must process at least one transaction per month.
Time to switch to FreeAgent
We'll make it simple - just like our software. Switch to FreeAgent for:
Flexibility
One simple package with all the tools your business will need whether starting out, scaling up or seasoned pros.
Confidence
Nine out of 10 business owners feel more confident about their finances when using FreeAgent (Small Business Monitor Survey, 2024).
Essential features
Designed for small businesses, we’re always listening to make sure we deliver the features you truly need.
World-class support
Our award-winning UK-based accounting experts are always ready to help via live chat, email or phone.
Ready to switch? Find out more and make the switch.
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- UK-based support
- No contract, cancel anytime
- Making Tax Digital-compatible
Billed monthly
50% off for your first six months
All prices excl. 20% VAT
Optional add-ons
Unlimited receipt and bill captures
Unlock unlimited use of the Smart Capture tool, which offers automatic data extraction, transaction matching and categorisation for receipt and bill images and files. Ideal for anyone who processes more than 10 files a month. (Price excl. 20% VAT).
Connect with Amazon
£6/month. Billed monthly.2
Connect your Amazon UK Marketplace account to FreeAgent to save time and streamline your admin if you're selling online. (Price excl. 20% VAT).
Billed annually
50% off for your first year
All prices excl. 20% VAT
Optional add-ons
Unlimited receipt and bill captures
Unlock unlimited use of the Smart Capture tool, which offers automatic data extraction, transaction matching and categorisation for receipt and bill images and files. Ideal for anyone who processes more than 10 files a month. (Price excl. 20% VAT).
Connect with Amazon
£6/month. Billed monthly.2
Connect your Amazon UK Marketplace account to FreeAgent to save time and streamline your admin if you're selling online. (Price excl. 20% VAT).
Free
If you have a business current account with NatWest, Royal Bank of Scotland, Ulster Bank, for as long as you retain the account - or have a Mettle bank account and make at least one transaction a month. Optional add-ons may be chargeable.
Optional add-ons
Unlimited receipt and bill captures
Unlock unlimited use of the Smart Capture tool, which offers automatic data extraction, transaction matching and categorisation for receipt and bill images and files. Ideal for anyone who processes more than 10 files a month. (Price excl. 20% VAT).
Connect with Amazon
£6/month. Billed monthly.2
Connect your Amazon UK Marketplace account to FreeAgent to save time and streamline your admin if you're selling online. (Price excl. 20% VAT).
What's included in your FreeAgent subscription?
Nail the daily admin
| Dashboard | See the big picture for your business including cashflow, profit and loss, invoice and tax timelines. |
|---|---|
| Mobile app | Nail your admin on the go. Record expenses, track time, manage invoices and more. |
| Radar | Get unique insights into your business performance with tailored trend-spotting and tips. |
| Invoicing | Get paid faster with smart invoicing tools. Create automated invoices and reminders and set up easy online payments. |
| Estimates | Create and send professional estimates from templates and convert them to invoices in a click. |
| Expenses | Track costs quickly and easily. Snap receipts and record out-of-pocket expenses on the go. |
| Smart Capture1 | Process receipts and bills faster with automatic data extraction, transaction matching and categorisation. |
| Projects | Check project income, expenses and profitability, and manage complex projects with ease. |
| Time tracking | Track the time you spend on projects, add this to invoices and generate timesheet reports. |
| Payroll | Run monthly payroll and file auto-calculated PAYE and National Insurance directly to HMRC. |
| UK-based support | Speak to our UK-based support accountants online or over the phone if you ever need help. |
Relax about tax
| VAT | Generate MTD-compatible VAT returns automatically and file them directly to HMRC in minutes. |
|---|---|
| Self Assessment | Get a real-time view of how much you owe for your tax return and file it directly to HMRC. |
| End-of-year filing | Generate Final Accounts and Corporation Tax returns data and file from FreeAgent. |
| Tax Timeline | Get a real-time view of your tax calculation including what you owe and when it’s due. |
Manage your finances
| Banking | Track your finances with ease and accuracy by setting up a bank feed to automatically import your business transactions. |
|---|---|
| Smart categorisation | Save time with smart categorisation which automatically explains new transactions based on previous descriptions. |
| Cashflow | Track your incomings and outgoings and see what’s ahead with the Cashflow forecast. |
| One-click payments | Make it easier for your customers to pay you with payment solutions from Tyl by NatWest, Stripe, GoCardless and PayPal. |
Optional add-ons
All prices excl. 20% VAT
| Smart Capture Unlimited1 | £5/month. Billed monthly. |
|---|---|
| Amazon2 | £6/month. Billed monthly. |
1 All businesses can use Smart Capture to process up to 10 receipts and bills per month as standard. The Smart Capture Unlimited add-on enables unlimited use of the feature. You can purchase the add-on for £5 (+ VAT) per month from within your FreeAgent account once you’ve subscribed. Find out more about Smart Capture.
2 You can purchase the Amazon add-on for £6 (+ VAT) per month from within your FreeAgent account. Find out more about the Amazon add-on.
Billed monthly
50% off for your first six months
All prices excl. 20% VAT
Optional add-ons
Unlimited receipt and bill captures
Unlock unlimited use of the Smart Capture tool, which offers automatic data extraction, transaction matching and categorisation for receipt and bill images and files. Ideal for anyone who processes more than 10 files a month. (Price excl. 20% VAT).
Connect with Amazon
£6/month. Billed monthly.2
Connect your Amazon UK Marketplace account to FreeAgent to save time and streamline your admin if you're selling online. (Price excl. 20% VAT).
Billed annually
50% off for your first year
All prices excl. 20% VAT
Optional add-ons
Unlimited receipt and bill captures
Unlock unlimited use of the Smart Capture tool, which offers automatic data extraction, transaction matching and categorisation for receipt and bill images and files. Ideal for anyone who processes more than 10 files a month. (Price excl. 20% VAT).
Connect with Amazon
£6/month. Billed monthly.2
Connect your Amazon UK Marketplace account to FreeAgent to save time and streamline your admin if you're selling online. (Price excl. 20% VAT).
Free
If you have a business current account with NatWest, Royal Bank of Scotland, Ulster Bank, for as long as you retain the account. Optional add-ons may be chargeable.
Optional add-ons
Unlimited receipt and bill captures
Unlock unlimited use of the Smart Capture tool, which offers automatic data extraction, transaction matching and categorisation for receipt and bill images and files. Ideal for anyone who processes more than 10 files a month. (Price excl. 20% VAT).
Connect with Amazon
£6/month. Billed monthly.2
Connect your Amazon UK Marketplace account to FreeAgent to save time and streamline your admin if you're selling online. (Price excl. 20% VAT).
What's included in your FreeAgent subscription?
Nail the daily admin
| Dashboard | See the big picture for your business including cashflow, profit and loss, invoice and tax timelines. |
|---|---|
| Mobile app | Nail your admin on the go. Record expenses, track time, manage invoices and more. |
| Radar | Get unique insights into your business performance with tailored trend-spotting and tips. |
| Invoicing | Get paid faster with smart invoicing tools. Create automated invoices and reminders and set up easy online payments. |
| Estimates | Create and send professional estimates from templates and convert them to invoices in a click. |
| Expenses | Track costs quickly and easily. Snap receipts and record out-of-pocket expenses on the go. |
| Smart Capture1 | Process receipts and bills faster with automatic data extraction, transaction matching and categorisation. |
| Projects | Check project income, expenses and profitability, and manage complex projects with ease. |
| Time tracking | Track the time you spend on projects, add this to invoices and generate timesheet reports. |
| Payroll | Run monthly payroll and file auto-calculated PAYE and National Insurance directly to HMRC. |
| UK-based support | Speak to our UK-based support accountants online or over the phone if you ever need help. |
Relax about tax
| VAT | Generate MTD-compatible VAT returns automatically and file them directly to HMRC in minutes. |
|---|---|
| Tax Timeline | Get a real-time view of your tax calculation including what you owe and when it’s due. |
Manage your finances
| Banking | Track your finances with ease and accuracy by setting up a bank feed to automatically import your business transactions. |
|---|---|
| Smart categorisation | Save time with smart categorisation which automatically explains new transactions based on previous descriptions. |
| Cashflow | Track your incomings and outgoings and see what’s ahead with the Cashflow forecast. |
| One-click payments | Make it easier for your customers to pay you with payment solutions from Tyl by NatWest, Stripe, GoCardless and PayPal. |
Optional add-ons
All prices excl. 20% VAT
| Smart Capture Unlimited1 | £5/month. Billed monthly. |
|---|---|
| Amazon2 | £6/month. Billed monthly. |
All businesses can use Smart Capture to process up to 10 receipts and bills per month as standard. The Smart Capture Unlimited add-on enables unlimited use of the feature. You can purchase the add-on for £5 (+ VAT) per month from within your FreeAgent account once you’ve subscribed. Find out more about Smart Capture.
You can purchase the Amazon add-on for £6 (+ VAT) per month from within your FreeAgent account. Find out more about the Amazon add-on.
All the features indicated above for your business type (except for the optional add-ons) will be included if you choose ‘Traditional (accruals) basis’ when you set up your FreeAgent account. If you choose ‘Cash basis’, your FreeAgent account won’t include Stock or Payroll features. Find out more about choosing the appropriate accounting basis for your FreeAgent account.
Billed monthly
50% off for your first six months
All prices excl. 20% VAT
Optional add-ons
Unlimited receipt and bill captures
Unlock unlimited use of the Smart Capture tool, which offers automatic data extraction, transaction matching and categorisation for receipt and bill images and files. Ideal for anyone who processes more than 10 files a month. (Price excl. 20% VAT).
Connect with Amazon
£6/month. Billed monthly.2
Connect your Amazon UK Marketplace account to FreeAgent to save time and streamline your admin if you're selling online. (Price excl. 20% VAT).
Billed annually
50% off for your first year
All prices excl. 20% VAT
Optional add-ons
Unlimited receipt and bill captures
Unlock unlimited use of the Smart Capture tool, which offers automatic data extraction, transaction matching and categorisation for receipt and bill images and files. Ideal for anyone who processes more than 10 files a month. (Price excl. 20% VAT).
Connect with Amazon
£6/month. Billed monthly.2
Connect your Amazon UK Marketplace account to FreeAgent to save time and streamline your admin if you're selling online. (Price excl. 20% VAT).
Free
If you have a business current account with NatWest, Royal Bank of Scotland, Ulster Bank, for as long as you retain the account - or have a Mettle bank account and make at least one transaction a month. Optional add-ons may be chargeable.
Optional add-ons
Unlimited receipt and bill captures
Unlock unlimited use of the Smart Capture tool, which offers automatic data extraction, transaction matching and categorisation for receipt and bill images and files. Ideal for anyone who processes more than 10 files a month. (Price excl. 20% VAT).
Connect with Amazon
£6/month. Billed monthly.2
Connect your Amazon UK Marketplace account to FreeAgent to save time and streamline your admin if you're selling online. (Price excl. 20% VAT).
What's included in your FreeAgent subscription?
Nail the daily admin
| Dashboard | See the big picture for your business including cashflow, profit and loss, invoice and tax timelines. |
|---|---|
| Mobile app | Nail your admin on the go. Record expenses, track time, manage invoices and more. |
| Radar | Get unique insights into your business performance with tailored trend-spotting and tips. |
| Invoicing | Get paid faster with smart invoicing tools. Create automated invoices and reminders and set up easy online payments. |
| Estimates | Create and send professional estimates from templates and convert them to invoices in a click. |
| Expenses | Track costs quickly and easily. Snap receipts and record out-of-pocket expenses on the go. |
| Smart Capture1 | Process receipts and bills faster with automatic data extraction, transaction matching and categorisation. |
| Projects | Check project income, expenses and profitability, and manage complex projects with ease. |
| Time tracking | Track the time you spend on projects, add this to invoices and generate timesheet reports. |
| Payroll | Run monthly payroll and file auto-calculated PAYE and National Insurance directly to HMRC. |
| UK-based support | Speak to our UK-based support accountants online or over the phone if you ever need help. |
Relax about tax
| VAT | Generate MTD-compatible VAT returns automatically and file them directly to HMRC in minutes. |
|---|---|
| Self Assessment | Get a real-time view of how much you owe for your tax return and file it directly to HMRC. |
| Tax Timeline | Get a real-time view of your tax calculation including what you owe and when it’s due. |
Manage your finances
| Banking | Track your finances with ease and accuracy by setting up a bank feed to automatically import your business transactions. |
|---|---|
| Smart categorisation | Save time with smart categorisation which automatically explains new transactions based on previous descriptions. |
| Cashflow | Track your incomings and outgoings and see what’s ahead with the Cashflow forecast. |
| One-click payments | Make it easier for your customers to pay you with payment solutions from Tyl by NatWest, Stripe, GoCardless and PayPal. |
Optional add-ons
All prices excl. 20% VAT
| Smart Capture Unlimited1 | £5/month. Billed monthly. |
|---|---|
| Amazon2 | £6/month. Billed monthly. |
All businesses can use Smart Capture to process up to 10 receipts and bills per month as standard. The Smart Capture Unlimited add-on enables unlimited use of the feature. You can purchase the add-on for £5 (+ VAT) per month from within your FreeAgent account once you’ve subscribed. Find out more about Smart Capture.
You can purchase the Amazon add-on for £6 (+ VAT) per month from within your FreeAgent account. Find out more about the Amazon add-on.
Billed monthly
50% off for your first six months
All prices excl. 20% VAT
Optional add-ons
Unlimited receipt and bill captures
Unlock unlimited use of the Smart Capture tool, which offers automatic data extraction, transaction matching and categorisation for receipt and bill images and files. Ideal for anyone who processes more than 10 files a month. (Price excl. 20% VAT).
Billed annually
50% off for your first year
All prices excl. 20% VAT
Optional add-ons
Unlimited receipt and bill captures
Unlock unlimited use of the Smart Capture tool, which offers automatic data extraction, transaction matching and categorisation for receipt and bill images and files. Ideal for anyone who processes more than 10 files a month. (Price excl. 20% VAT).
Free
If you have a business current account with NatWest, Royal Bank of Scotland, Ulster Bank, for as long as you retain the account - or have a Mettle bank account and make at least one transaction a month. Optional add-ons may be chargeable.
Optional add-ons
Unlimited receipt and bill captures
Unlock unlimited use of the Smart Capture tool, which offers automatic data extraction, transaction matching and categorisation for receipt and bill images and files. Ideal for anyone who processes more than 10 files a month. (Price excl. 20% VAT).
What's included in your FreeAgent subscription?
Nail the daily admin
| Dashboard | See the big picture for your business including cashflow, profit and loss, invoice and tax timelines. |
|---|---|
| Mobile app | Nail your admin on the go. Record expenses, track time, manage invoices and more. |
| Radar | Get unique insights into your business performance with tailored trend-spotting and tips. |
| Invoicing | Get paid faster with smart invoicing tools. Create automated invoices and reminders and set up easy online payments. |
| Estimates | Create and send professional estimates from templates and convert them to invoices in a click. |
| Expenses | Track costs quickly and easily. Snap receipts and record out-of-pocket expenses on the go. |
| Smart Capture1 | Process receipts and bills faster with automatic data extraction, transaction matching and categorisation. |
| Projects | Check project income, expenses and profitability, and manage complex projects with ease. |
| Time tracking | Track the time you spend on projects, add this to invoices and generate timesheet reports. |
| UK-based support | Speak to our UK-based support accountants online or over the phone if you ever need help. |
| Property finances | Record your income and costs against each property and track profitability. |
Relax about tax
| VAT | Generate MTD-compatible VAT returns automatically and file them directly to HMRC in minutes. |
|---|---|
| Self Assessment | Get a real-time view of how much you owe for your tax return and file it directly to HMRC. |
| Tax Timeline | Get a real-time view of your tax calculation including what you owe and when it’s due. |
Manage your finances
| Banking | Track your finances with ease and accuracy by setting up a bank feed to automatically import your business transactions. |
|---|---|
| Smart categorisation | Save time with smart categorisation which automatically explains new transactions based on previous descriptions. |
| Cashflow | Track your incomings and outgoings and see what’s ahead with the Cashflow forecast. |
| One-click payments | Make it easier for your customers to pay you with payment solutions from Tyl by NatWest, Stripe, GoCardless and PayPal. |
Optional add-ons
All prices excl. 20% VAT
| Smart Capture Unlimited1 | £5/month. Billed monthly. |
|---|
All businesses can use Smart Capture to process up to 10 receipts and bills per month as standard. The Smart Capture Unlimited add-on enables unlimited use of the feature. You can purchase the add-on for £5 (+ VAT) per month from within your FreeAgent account once you’ve subscribed. Find out more about Smart Capture.
Accountant or bookkeeper? Find out more about FreeAgent for practices.